About Us

* Consumer Finance Co. Locally owned and operated.
* Fixed income loan available.
* For all you financial needs

We are a company engaged in making loans to individuals. Unlike a bank, we do not receive deposits but rather obtain financing from banks, institutions, and other money market sources. Generally, finance companies fall into three categories:

(1) consumer finance companies
(2) sales finance companies, also called acceptance companies
(3) commercial finance companies, also called commercial credit companies

We are primarily a consumer finance company, also known as small loan or direct loan company. Our loans range from $250.00 to approximately $5,000.00 to individuals for any reason as well as consolidations ranging from $50.00—$50,000.00. We also purchase retail and wholesale papers from automobile dealers.

Finance companies typically enjoy high credit ratings and are thus able to borrow at the lowest market rates, enabling them to make loans at rates not much higher than banks. Even though their customers usually do not qualify for bank credit, these companies have experienced a low rate of default.