We offer all lines of personal insurance for individuals and families. We focus on our relationship with you and the service we provide. Our personal approach offers much more than just insurance. It promises the comfort of dealing with a local person you can talk to and meet with. We will review your personal situation and recommend insurance solutions which fit your objectives.

Property Insurance

Whether you own a house, a condominium, or rent an apartment, for most people their home is their most important investment. Homeowners insurance can cover your dwelling, your personal property, provide liability coverage and much more. All too often, homes are underinsured because owners base their insurance coverage on market value rather than the true replacement value of the home and they may lack adequate insurance to replace household items as well. When you spend a lot of time and effort finding just the right place to live, you need to make sure your investment is protected by choosing insurance coverage that is right for you.

Auto Insurance

Every time you step behind the wheel of an automobile, the potential for an accident exists. Many times through no fault of your own, you're left with a damaged car. By some estimates, 90% of drivers are underinsured and 25% have no insurance at all. Personal automobile insurance can protect your vehicle from damage, but can also protect you from financial ruin as well.

Umbrella Insurance

Ask yourself these questions:

•Do I own and operate a vehicle?
•Do I have visitors to my home?
•Do I own a pet?
•Do I have a swimming pool?

If you answered yes to any of these questions, you should consider purchasing a Personal Umbrella Policy. Each of these circumstances, as well as many others, provide ample oppertunity for property damage and personal injury - the basis for many lawsuits.